Insurance Compensation Calculator

Insurance Earnings

Calculate your insurance premium commission. Adjust your commission rate, policy count, and average premium to see your potential earnings.

1. Set Your Commission Rate

80%
Commission Rate
80% Base
Up to 110%

2. Insurance Premium Sales

$
Policies Sold
5
per month
Gross Premium Revenue
$25,000
5 policies × $5,000
Your Commission (80%)
$20,000
from insurance premiums

3. Team Sales & Spread

10%60%
Total Team Policies
6
3 members × 2 policies each
Team Gross Premium
$30,000
All team insurance sales
Your Team Override (10%)
$3,000
Residual on team production

4. Subscription Commission Calculator

$
5%25%

Per Subscription Spread

First Month (50%)
$99
per subscription
Monthly Residual (5%)
$10
per subscription/month
Annual Residual
$108
per subscription (months 2-12)

Total Subscription Revenue (10 subscriptions x $197)

First Month Total
$985
10 x $99
Monthly Residual Total
$99
10 x $10/mo
Annual Residual Total
$1,084
Months 2-12 combined
First Year Total
$2,069
First month + 11 months residual
Estimated Monthly Insurance Earnings — 80% Commission
$23,985
Insurance Commission: $20,000 + Team Override: $3,000 + Subscriptions: $985
Plus $1,084 annual residual from 10 subscriptions

Earnings Breakdown Summary

SourceAmount
Insurance Premiums (5 policies x $5,000 at 80%)$20,000
Personal Insurance Commission$20,000
Team Override (3 members x 2 policies at 10%)$3,000
Subscription First Month (10 subs x $99)$985
Subscription Monthly Residual (10 subs x $10)$99
TOTAL MONTHLY EARNINGS$23,985