Terms & Conditions of Service

Dreams Business Cloud provides a suite of cloud-based SaaS tools including CRM access, AI-powered marketing automation, lead generation tools, coaching resources, and ad campaign management. The specific features available to you depend on the subscription package you select at checkout.

All packages include Dreams Business Cloud CRM as the foundational platform. Additional features are tier-specific as described at the point of sale. We reserve the right to update, modify, or discontinue features with reasonable notice.

Your subscription begins on the date your payment is processed. By completing your purchase you authorize Dreams Business Cloud to charge your payment method as follows:

• A one-time, non-refundable setup fee due at enrollment.
• A recurring monthly subscription fee charged on the same date each month, beginning on your enrollment date.
• For annual subscribers, the full annual fee is charged at the time of enrollment and renews annually.

If a scheduled payment fails, we will attempt to re-process within 3 business days. If payment is not received within 7 days of the due date, your account may be suspended until the balance is resolved.

We reserve the right to modify subscription pricing with 30 days advance written notice. Continued use of the Services after a price change takes effect constitutes your acceptance of the new pricing.

You agree to use the Dreams Business Cloud platform only for lawful purposes. You shall not:

• Use the platform to send spam, unsolicited messages, or deceptive communications.
• Attempt unauthorized access to any system, account, or data.
• Reverse engineer, copy, or create derivative works from our software.
• Misrepresent your affiliation with Dreams Business Resources or make false claims about the Services.
• Use the platform in violation of any applicable federal, state, or local law.

Violation of this policy may result in immediate account suspension or termination without refund.

If you participate in the Dreams Business Cloud referral or affiliate program, commissions are earned based on your enrolled package tier. Commission rates, performance milestones, and incentive programs are outlined at the point of sale and in your enrollment materials.

Commission structures, tier thresholds, and incentive programs (including trips, awards, and bonuses) are subject to change with 30 days written notice. No commission is earned on transactions that are reversed, charged back, or refunded.

Participation in the commission program does not guarantee any specific level of income or results. Earnings depend entirely on individual effort, market conditions, and other factors outside our control.

All software, training materials, AI tools, branding, content, and processes made available through Dreams Business Cloud are the exclusive property of Dreams Software Solutions. Your subscription grants you a limited, non-exclusive, non-transferable license to use the platform solely for the purposes of your subscribed Services during the active subscription term.

You retain ownership of all data and content you upload or generate through the platform. You grant us a limited license to process that data solely to deliver the Services.

We collect and process personal data in accordance with our Privacy Policy, available at dreamsbusinesscloud.com/privacy. By purchasing a subscription, you consent to that data processing.

Upon cancellation, your account data is retained for 30 days, during which you may request an export. After 30 days, your data is permanently deleted from our active systems. We are not responsible for data loss after account closure.

You agree to first attempt to resolve any dispute informally by contacting support@dreamsbusinesscloud.com. If informal resolution fails within 30 days, disputes will be resolved through binding arbitration under the rules of the American Arbitration Association in California.

You waive the right to participate in class action lawsuits or class-wide arbitration. These Terms are governed by the laws of the State of California.